To be sure, it's hard as hell to buy anything when you're flat-ass broke and living hand-to mouth working retail or fast food, while trying to pay back the student loans you took out to pay your way through the college you were hoping would help you find a good, stable, high-paying job (everyone told you it would, after all, including your high school guidance counselor), yet somehow didn't because most of the better-paying jobs had been sent overseas to people working for cents on the dollar compared to their US counterparts in order to save the company money. So in a way, I suppose they're right.