Let's see. No food budget (pretty self explanatory). No fuel budget despite both car insurance and car payments. As for existing car related expenses, $150 car loan payments and $100 covering both car and home insurance is fucking retarded. If a car that cheap will have rather hefty insurance premiums, especially so if the owner is under 25. You can either have a cheap car or cheap car insurance, you can't have both. Explicitly $0 on heating, well, I hope you live in Texas or Florida. I guess if you're Alaskan, you're as good as bankrupt. $600 a month will barely cover the most shitty apartment you can rent, and won't be nearly enough to cover any mortgage. Granted, you could if you have a working partner or at least one room mate it's feasible. However, if you're working to support your family, I guess you're royally fucked.
Yeah, that budget is bullshit, and the $900 of other + spending money wouldn't even come close to covering the discrepancies. It was an admirable effort from the folks at Visa and McDonalds, however, it's still quite clear that the minimum wage in America is in fact in dire need of a raise.